Prepaid MasterCard | ActivTrades

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Overview
Details

Fees and limits	Fee
Issuing Fee	FREE
Load Fees	FREE
Monthly Admin. Fee	FREE
Foreign Exchange fees	1.5%
Purchase in €	FREE
Min. Load	€50

This table summarises key product features and information and is not intended to replace the terms and conditions of the product.

The fees’ limits and restrictions that apply to your card are set out below.

Fees and limits	Fee
Fees for loading your card	FREE
Loading fees	FREE
Fee for each replacement / lost / stolen / damaged	€6.50
Fee for redemption (when applicable – see condition)	€15
Card limits	Maximum daily POS spend €10,000 Maximum monthly POS spend €50,000
Minimum initial load	€50
Maximum initial load	€3,750
Maximum balance at any time	€10,000
Daily ATM withdrawal limit	€400

Transaction fees	Fee
Fee for purchases in the currency of the card	FREE
Service charge (commission) for purchases not in currency of card	1.5%

Cash withdrawal fees	Fee
Fees for ATM withdrawal in the currency of the card. NOTE: ATM providers may raise additional charges	€2
Chargeback fee	€20
Balance enquiries	€0.75
Card Inactivity fee	€1.25
Card Replacement Fee	€6.50

Usage restrictions

You must not use the card for:

pre-authorised regular payments;

transactions at self-service petrol pumps;

transactions for cash (other than ATM withdrawal) including for example cash back, cash from a bank, money orders, traveller’s cheques, foreign exchange, or bureau de change, or any illegal purposes.

situations where it is not possible for the supplier to obtain online authorisation that you have sufficient balance for the transaction. For example: transactions on trains, ships, and some in-flight purchases.

Ongoing features	Fee
Monthly administration fee	FREE
Cancellation or Redemption Fee	€15
Card Expiry	24 months

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 71% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Limited Risk Accounts are compulsory for clients residing in France and provide added protection when placing CFD transactions. The protection ensures your risk of loss does not exceed the initial amount invested, meaning loss is limited solely to the margin required to open a position.

Android is a trademark of Google Inc. Windows Mobile is a trademark of Microsoft Corporation in the United States and other countries. iPhone, iPad and iPod Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Mastercard is a registered trademark, and the circle’s design is a trademark of Mastercard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to license by Mastercard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051)

The ActivTrades Excess of FSCS Insurance is subject to the Terms and Conditions of the policy wording, eligibility to the Financial Services Compensation Scheme depends on the nature and status of the claim. Tax law is subject to change or may differ if you pay tax in a jurisdiction other than the UK.

ActivTrades PLC is authorised and regulated by the Financial Conduct Authority, registration number 434413. ActivTrades PLC is a company registered in England & Wales, registration number 05367727.

ActivTrades Corp is authorised and regulated by The Securities Commission of the Bahamas. ActivTrades Corp is an international business company registered in the Commonwealth of the Bahamas, registration number 199667 B.

AUDITED BY PRICEWATERHOUSECOOPERS LLP

Trading as a Lifestyle

ActivTrades Card

The ActivTrades Prepaid Card is no longer available

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